As a female, one thing that's constantly glued to my side is my handbag. All us girls are the same and you rarely catch us walking around without one. Its the home to all of our most important personal belongings - phones, purses, house/car keys and identification as well as a tonne of lipsticks (or is that just me?) and other pricey items like ipods, laptops and cameras. With this being said, you can imagine how devastated we'd be if we were to lose our precious handbags along with all of its contents. I've gone into made panic on numerous ooccasions after not being able to find it and whilst I've very luckily always managed to find it, had I lost my expensive Michael Kors bag along with its all its contents, worth thousands of pounds, I'd be completely gutted.
However, there's now a solution. Insure my handbag have come to the rescue and are offering a unique insurance policy, created with the busy every day woman in mind. Unlike other companies who only offer insurance for specific items (phones etc), Insure My Handbag ensures your handbag itself and all of its possessions are covered against accidental damage, theft and loss.
They offer three levels of cover depending on what you need/how much you carry in your bag which is another fantastic benefit.The Urban package, priced at only £3.99 (what a BARGAIN!) covers your handbag (up to £1500), your phone, purse and sunglasses. For £6.99, the 'Social' package also covers cameras, cosmetics/perfume, iPod's and £50 cash. The largest package 'Busy' costs £9.99 and covers all of those things as well as laptops and a larger cash value of £100. I have to say, I'm so impressed by these packages and their prices. Considering most phone companies charge between £10 and £15 for monthly insurance, this is a serious bargain. I'm very tempted to sign up for the 'Social' package myself, just to be on the safe side.
I also love that you only have to pay a £25 excess when you claim which is way less than most insurance companies and you can also cancel at any time - no hidden catches or lengthy contracts which is perfect for someone like me who hates signing up to things long-term! Basically, if you're currently paying a fortune for phone insurance, why not switch to this and cover your whole handbag? Makes sense, doesn't it?
So if you're not already convinced that this is worth signing up for, Insure My Handbag are also giving everyone who signs up in December and January will be automatically entered into a competition for the chance to win a brand spanking new iPad Mini 3. Lovely!
I have to say I'm highly impressed with this company and think its a pretty genius idea. What do you all think?